Jaken Aviation · Planning tool

How do two offers compare at the same exit?

Compare payments, fees and exit balances over one common holding period.

Illustrative starting values, not current rates, costs or lending terms. Inputs stay in this tab. Change the assumptions to match your actual proposal; calculations do not establish eligibility.

Common assumptions
Offer A
Offer B
B modeled cost advantage (present value)
$65,549.03
A monthly payment
$38,226.08
B monthly payment
$37,080.49
A exit principal
$3,150,650.40
B exit principal
$3,123,836.71
A nominal horizon cash
$5,444,215.40
B nominal horizon cash
$5,378,666.37

Positive advantage favors B on the entered cash-flow assumptions; negative favors A. This does not rank funding conditions or contractual risk.

How this calculation works

Both offers use equal loan proceeds and a common horizon within both maturities. Nominal horizon cash = upfront cash fees + payments through exit + remaining principal + exit charge. Optional present value discounts each monthly cash flow, using monthly rate = (1 + effective annual discount rate)^(1/12) − 1.

Read the result in context

A positive difference means Offer B has lower modeled cost than Offer A. A discount rate is an assumption, not a return forecast. Guarantees, covenants, floating-rate risk and funding conditions need separate review. Financed fees require a separate scenario with reconciled net proceeds.

Method version: November 3, 2026. Full precision is retained until display. USD amounts use two decimals; home-currency display also uses two decimals for comparison. Actual contracts may use other dates, rounding and interest conventions.

Read the companion guide →

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